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Loan officer may need additional information to give you a more specific answer.

Loan Purpose

Purchase Refinance Equity Loan

Contact Information: BORROWER CO BORROWER
Name: First, MI, Last
Home Telephone
Work Telephone
Fax Telephone
E-Mail Address
Street Address
City, State, Zip

Pre Tax Income - Salaried Employee:
Salaried Employee
Pre Tax Income - Self Employed (Adjusted after expense):
Self Employed
Debts (Please complete for mortgages, auto loans and leases, revolving debt or other contractual obligations - do not include 401k contributions):
Monthly Debts
Cash - How much cash have you budgeted for a downpaymnet and closing costs?
Cash Budgeted
Please use this space for any questions you might have.

By clicking on "Submit this Application" below, you certify all the terms below are true:


I certify that the information provided here in this application is true and correct to the best of my knowledge. Further, I authorize Michael Paul and Lender to verify any information included with or made part of this application including other documents that may be requested at a later date. I also authorize any person or party named in this application to provide any and all information that Michael Paul and Lender may request including, but not limited to; employment, income history, credit records, pay histories, income tax returns, bank and/or other depository account balance history or any other information Michael Paul and Lender deems necessary to secure a credit decision.

I further understand that an appraisal will be required on the property that I am financing and that the charge for this service is a pass-through expense that will be paid by me at the time requested. Typically, these fees range from $250 to $395 (or more) depending on the complexity of the appraisal and the required format in the underwriting process.

Finally, I understand that if I elect to lock-in my rate now, that:

  1. the rate, points and fees are subject to confirmation by Lender.
  2. the rate must be rates that are in effect at the time of receipt of completed application by Lender. Loans submitted after 4:00pm Pacific Time will be subject to Lender's pricing in effect the following business day.
  3. I will receive confirmation within 24 hours of receipt of my request. If you do not receive confirmation within 24 hours, you must contact us no later than the next business day to ensure an interest rate lock-in.

Congratulations! Your loan request is well on it’s way to APPROVAL!!

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